A thirty-nine dollar late fee, for being short one dollar on a credit card payment, I am truly disturbed by this.

As I sat an enjoyed my dinner tonight, thinking about the scouting meeting I have to attend, after which I must go to work; I get a telephone call from a Bank.

Image via Wikipedia

Now my credit is shot and I really don’t care anymore, but this was one credit card we, that is my husband and I make sure is paid monthly in case of an emergency.

Image via Wikipedia

 So tonight because I was one dollar short on my payment, which thank goodness was on time, but they still charged me thirty-nine dollars late fee! I ask the woman if she was joking, she replied no madam the computer does not recognized partial payment and thus is the reason for my call. I sat there for a second totally blown away, we are talking a dollar; and a computer is telling her what to do, and what to say. My goodness, what has this world come to and how if ever are we going to correct it. For a DOLLAR! I am truly beside myself.

So now with a payment sent up for next month, I must make sure the money is in my account, otherwise, they will charge me thirty-nine dollars twice, once for October and one for November. The banks have become insane, as I must struggle to keep my sanity.

3
Liked it
Comments (6)
  • K.Reshma on Oct 27, 2009

    You are right Dear.

  • RS Wing on Oct 27, 2009

    Terrible to hear this, yet I’ve run in too similiar issues. If you talk to a supervisor and choake it out of him peacefully, they’ll remove the charge. I have mistakenly overpaid once….they didn’t say a word. If you haggle a bit some will delete the charge….but exactly in today’s real time, maybe not. This economy has us all in a struggle. What happened to all that bail out $ that the banks were supposed to lend to stimulate? More like individual stimulation and I’m getting more disenchanted by Obama everyday. I thought he was the people’s prez. Turns out….he’s quite like them all. He’s losing ground not even a year in office. Great article!

  • alc on Oct 27, 2009

    Very descriptive write! Thanks for the share!

  • Sourav on Oct 27, 2009

    This is ridiculous!

  • Eunice Tan on Oct 27, 2009

    Deeply concern about this, world economic crisis

  • fishfry aka Elizabeth Figueroa on Nov 1, 2009

    this is the american way?

Leave a Comment

Hi there!

Hello! Welcome to Authspot, the spot for creative writing.
Read some stories and poems, and be sure to subscribe to our feed!

Find the Spot

Loading