Auto Insurance

Pools risks of many drivers

Pays claims from insurers’ combined premiums

Basic Auto Insurance Coverages

Bodily Injury and Property Damage Liability

Personal Protection

Collision and Comprehensive Coverage

Uninsured/Underinsured Motorist Protection

Bodily Injury and Property Damage Liability

Bodily Injury Insurance

Pays medical costs of others

Pays for legal defense costs

Property Damage Insurance

Covers damage to another person’s property

Covers damage to another person’s vehicle

Personal Injury Protection

Pays for hospital and doctor’s expenses

Payment is made regardless of fault

Covers funeral expenses

Collision and Comprehensive Coverage

Collision Coverage

Pays damages to car

Comprehensive Coverage

Covers damage resulting from

Theft, fire vandalism

Flooding, hail, or other perils

Uninsured/Underinsured Motorist Protection

Covers injuries sustained by uninsured motorists

Protects you and your passengers

Covers you as a pedestrian

Auto Insurance Coverages

Bodily Injury

Property Damage Liability

Personal Injury Protection

Collision Coverage

Comprehensive Coverage

Uninsured/Underinsured Motorist Protection