I work for a bank and see many a disheartening letter from poor people hit by the credit crunch.

Everyday I am surrounded by dread

poverty and certificates of lives led

Desperation and frustration bleeds from their pen

Every day I feel so sorry for each of them

There is nothing that I can do

not a single problem that I can solve

It makes me want better for when I am old

These are hard times that we are currently in

I say a prayer each night for better times to begin

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