Muzak plays ‘As Time Goes By’.

       “We can increase your limit to nine thousand one hundred dollars.”

       “Why didn’t I get ten thousand?”

       “Because we can only raise up to thirty percent.”

       “How long will I have to wait to get reevaluated?”

       “Six months.”

       “Will it get increased then?”

       “There are no guarantees.”

       “Can I talk to your supervisor?”

       “Yes. Just a minute.”

       “Hello, this is Ms. Jameson, how can I help you?”

        “I was told if I reapply to get my available credit increased in six months I might not get it increased.”

        “That is correct.”

        “What is that decision based on?”

        “It is against bank policy to give you that information.”

        “Listen, I own three houses without a mortgage. I have over one half million dollars in the bank. You are telling me that I am not allowed to know why my credit limit is the way it is? And if I have even more to offer the bank in the way of assets, my credit limit might not be increased even then?”

        “We are not allowed to discuss our decision making process with our customers.”

        “It sounds like you don’t care about your customers now that the government and I as a tax payer have bailed you out.”

        “Can I help you with anything else today?”

        “I would like to speak to your supervisor.”          

      “What is your phone number? I will have her call you.”

        I’m still waiting for that call.