Money yesterday, today, tomorrow.

We have got used to  money-paper and metal. But they not always were such. Cockleshells were the first money, according to historians. It is known that, approximately, 1200 BC with them paid off in China, America, Africa and many other countries. Later – in 200 year BC there was other money: at first stone circles with a hole in the middle, then – various, metal bracelets and tools, products from gold and rare metals. Historians have established that people have guessed paper money rather late in to 800 year. In Virginia also in 16 century the leaves of tobacco curtailed in a special way were considered as money. At various times in the different countries as money offered cows, the furs, in a special way printed playing cards (Canada). They were that universal equivalent on which the goods and services were got. Now the sphere of application of paper money and a hard coin is gradually limited. In modern conditions the increasing role is got imagined, conditional, by Ecash. I will give an example illustrating this thought. Rather recently I have made a trip by the long-distance bus from Cleveland – in Chicago. I have learnt conditions of a trip through the Internet. Has paid trip cost in the same way. And even the traditional ticket to me has not given out. Have suggested to write down only its number and to show to the driver. As a result of all these combinations of real money neither I, nor the cashier, the driver and have not seen. They on any channels have flowed from “mine” Citibank in bus company (”Megabus”). About time in half a year this bank translates me 50 dollars – the award for my activity in use of Ecash in any shops and through the Internet. Value of money is defined, apparently, by state of the economy and trust level to the state, which prints them. All over the world people use dollars as the basic means of payment. This circumstance is caused by a great prestige of America in all spheres of a life. And even crisis could not shake it. However, during any social cataclysms, crises the trust to the state and to banks and, naturally for some time is lost, there is a panic. Investors besiege at this time banks and demand immediately to return them their contributions. It is known that the reserve bank of the USA after known events on September, 11th, 2001 in 25 times has increased quantity of cash in banks. Thus the panic has been prevented. In a modern economic crisis the panic did not arise also all investors can choose the money at any time freely. In summary, I will tell about a gift, which I have received at an exit from a museum of money. It was the small bag with the cut paper dollars inside. On a bag there was an inscription of such maintenance: «you hold 500 dollars, from those 2,5 billion which annually, are cut by reserve bank of Cleveland». Here did not expect that I will receive as a souvenir cut dollars. However, the gift to me is pleasant the singularity.